We have been in the receivables factoring business since 1979, are privately owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any difficult circumstances you might run into. We won't fold up shop when the times get difficult, like a handful of receivables factoring companies regretfully have before.

All factoring companies have benchmarks for size, industry, and risk. It's pretty hard for you to know which receivables factoring company is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the ideal match for your business - it could be us or another receivables factoring company.

We have a huge network of receivables factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, when you take some time to explain what you need to us, we have all the confidence in the world that you will find just what you need..

Practically all receivables factoring firms let you select and choose your customers that you would like to factor. But a handful of them normally have a minimum dollar amount prior to working with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use receivables factoring when you don't require it.

Practically all receivables factoring firms fees are deceiving and confusing. You need to be a detective to find those hidden fees. We are different.  We are absolutely transparent about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your company. See which other factoring company, If any, will be that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring companies are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We take the time to hear your story, go over your struggles. Based on that information we will put together a personalized solution for you. Practically all invoice factoring companies particularly the Silicon Valley ones mainly rely on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Practically all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or won't.

Don't overlook the fact that the receivables factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to get them fixed right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Watch out for negative payment trends. This is crucial to avoid preventable write-offs.

We employ the latest technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Practically all other companies are not even remotely close.